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This is sometimes referred to as a known condition. Most often, homeowners run into this problem when purchasing a home. After getting a home inspection, some real estate agents will mistakenly tell the buyer that any problems found in the home inspection will be covered with a home warranty. Instead, if the home inspection notates that something needs to be repaired or replaced before the date of closing, most home warranties won’t repair or replace it. Home warranty is one of several terms for a contract between home owners and companies that cover some of the costs associated with specific repairs and replacements of household objects. Related industries often use such terms as residential service contract and appliance warranty plan. Just as is the case with home warranty in states such as Florida, residential service contracts are regulated in some states such as Texas. It is of value for consumers to understand their state's regulations for companies that offer to provide maintenance or repair services and/or coverage for related costs since some companies may be operating without proper licensing. Consumers may sometimes avoid falling prey to unlicensed companies by consulting their state's policies and other information regarding home warranty and similar services. In some cases current lists of licensed companies are available for consumers to check on the applicable state government agencies' websites. After determining if the system or appliance is covered by the contract, the company will send out a contractor from a local business.

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01.14.2007 | 34 Comments

We may go for several years without filing a claim, just as you might with your health insurance. But, when you finally do get sick and need to use the policy you have been paying on for years and only owing your co pay is seen as trying to get something for nothing?Have you ever actually thought that opinion of yours through to it's logical end?What is a warranty for?What is insurance for?I would imagine that someday, after paying for your health insurance or a new car with a warranty, for many years without ever using it until a tragedy strikes, you find yourself needing to use the protection you had been PAYING for, only to find someone just like yourself at the other end of the desk. I would pray that is what would befall a person with reasoning like yours. Well. that is very interesting that Old Republic made a comment in the article to defend themselves and actually said they charge up to $375 in Texas. I wonder if they even know what they are quoting or if they just pick a number off the top of their head?I received a quote just this week sent from them to me on my very small beach house of 1500 sf in Texas. The house has 1 AC unit, 1 water heater, 1 washer and dryer, 1 refrigerator and NO dishwasher. The quote they sent to me was for $540!That is ridiculous!Then in doing my research I just asked a neighbor because I knew she had a home warranty. She said that she had many pool and plumbing problems this past year. They sent someone out for her plumbing problem. They were without water for almost 4 days waiting on the guy to show up.

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01.14.2007 | 16 Comments

The thing that you must remember is that the systems and appliances that are covered under your warranty can vary depending on your coverage. If you chose a contract outside the warranty guidelines you void your warranty and essentially set yourself back. Always make sure that you understand what you are getting. Don’t be afraid to ask questions. Don’t hesitate to do your own research. It is an investment in your home and your future. Take it seriously and it will save you time, money, and your mental health. Read the fine print. Don’t skip through because you think you have a good idea what it says. You have a 30 day buyer protection window for a reason. The first thing you want to do after sifting through warranty reviews and warranty companies is to schedule an appointment with your first choice warranty company.